Founders
Our Investment Thesis
CreditWise Capital is a technology-led two-wheeler financing platform designed to simplify and accelerate credit access in India’s massive two-wheeler market. With over 19 million units sold annually and nearly half financed, the segment presents a multi-billion-dollar opportunity. However, traditional financing is slow, paper-heavy, and dependent on dealer networks, creating inefficiencies for both customers and lenders.
CWC streamlines the entire process by reducing loan approval time from days to under ten minutes through a fully digital platform. Dealers benefit from faster conversions and higher sales, while borrowers enjoy instant, paperless approvals. The system integrates seamlessly with partners for origination, underwriting, disbursal, and collections, offering a plug-and-play lending and collections infrastructure.
The platform also powers co-lending models and provides “lending and collections as a service” to fintechs and traditional lenders. With strong dealer partnerships across multiple cities, thousands of loans disbursed, and rapidly growing assets under management, CWC has proven its ability to scale efficiently.
Backed by experienced leadership with deep roots in fintech and financial services, CreditWise Capital is positioned to capture a significant share of India’s growing two-wheeler financing market by offering speed, transparency, and technology-driven efficiency to both borrowers and lending partners.