Founders
Our Investment Thesis
Loan Kuber is a digital lending platform focused on serving India’s small businesses and self-employed individuals who often struggle to access formal credit. A large portion of this segment remains underserved by traditional banks due to lack of collateral, limited documentation, or irregular income profiles, despite being highly creditworthy.
The platform leverages technology and data-driven underwriting to bridge this gap. Loan Kuber aggregates and analyzes alternative data points, enabling a more accurate assessment of borrower risk profiles compared to conventional models. This approach allows it to extend credit quickly and efficiently, while maintaining responsible lending practices.
Its product suite includes secured and unsecured loans tailored for micro, small, and medium enterprises (MSMEs), providing much-needed working capital and growth financing. By digitizing the entire loan process, application, verification, sanctioning, and disbursal, Loan Kuber ensures transparency, speed, and convenience for borrowers who are otherwise excluded from the mainstream financial system.
For lending partners and investors, the platform offers access to a large pool of potential borrowers with mitigated risk through its tech-enabled underwriting. By combining financial inclusion with scalable digital processes, Loan Kuber is positioned to become a trusted player in India’s MSME lending ecosystem, driving growth and credit accessibility.